Working with an agent, or without one

Many buyers use a real estate agent. Others buy without one. Either way, it helps to understand the roles involved.

What a buyer's agent typically does

• Helps you search for homes that match your needs and budget
• Arranges showings and explains what you see
• Helps you prepare an offer and negotiate terms
• Coordinates with the other parties through closing

Going without an agent

Some buyers handle the search and paperwork themselves. This takes more time and research, and it means you're responsible for reviewing every document carefully. Many buyers still hire an attorney or use a title company to help with the closing process.

Questions to ask before you decide

• How are you paid, and is that arrangement written down?
• What services are included, and what isn't?
• How do you handle conflicts of interest?
• Are you licensed in Ohio, and how can I verify that?